Sherpa Wealth Strategies Financial Planner in Bend, Oregon

Risk Management & Insurance

Risk Management & Insurance

No financial plan is complete without a thorough analysis of your need to protect your family’s financial future. At Sherpa Wealth Strategies, we will assess your current risks and recommend appropriate insurance options – including life, disability and long-term care. We can also recommend annuity strategies for guaranteed income. We’ll evaluate your property-casualty coverage and can also recommend annuity strategies for guaranteed income.

Our job is to help you make smart choices in the short run so the markets have a chance to do their job over the long run.

A few of the common scenarios we help our clients with are:

  • Helping business owners and highly compensated executives create large life insurance cash values they can access tax-free at any time, but primarily for retirement
  • Helping young families secure term life insurance to provide the most protection for the least amount of money
  • Referring clients to professionals who can help them secure adequate health insurance or Medicare supplemental insurance
  • Helping high net worth families, especially those with large illiquid assets like ranches or closely held businesses, purchase enough permanent life insurance to provide cash to pay estate taxes or keep a business afloat after the death of the founder
  • Helping plan for long-term care expenses for themselves or their loved ones
  • Helping retirees create insured streams of income with annuities
  • Referring clients to professionals who can help them optimize their property-casualty coverage
  • Helping business partners properly fund buy-sell agreements
  • Helping business owners protect against the death of a key employee
  • Helping professionals protect their largest asset, the ability to turn their advanced educations into a high income for their families, should they become disabled
  • Helping parents plan for the care of a special needs child after they are gone

Learn from our advisors.