Sherpa Wealth Strategies Financial Planner in Bend, Oregon

Retirement & IRA Planning

Retirement Income & Distribution Planning

Even if you’ve worked and saved all your life, it may be overwhelming to figure out how to organize your assets to provide a lifetime of income in retirement. At Sherpa Wealth Strategies, we’ll help you navigate:

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How to choose which pension option to take, including coordination of survivor benefits with other assets

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How to allocate assets in retirements plans – IRAs, 401(k)s, 457s and 403(b)s – to provide a monthly or annual income

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Whether and when to convert assets in a traditional IRA to a Roth IRA

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How to recalibrate your budget in retirement

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How to plan for the tax consequences of Required Minimum Distributions at age 72

Sherpa Wealth Strategies Retirement & IRA Planning in Bend Oregon

IRA Planning

For most people, their 401(k) and Individual Retirement Accounts (IRAs) are their single largest investment accounts. In fact, over half of our investments under advisement are held in retirement accounts. But retirement accounts are complex and the rules can be confusing. We help our clients make informed choices about:

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Whether to roll their employer plan into an IRA

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Roth IRA conversions and tax arbitrage strategies

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Required Minimum Distributions

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72(t) options

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Strategies for beneficiary withdrawals under the SECURE Act

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Understanding beneficiary options for employer plans vs. IRAs

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Setting up trusts as IRA beneficiaries

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Coordinating your beneficiary designations with your estate plan

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When to split your IRA into multiple accounts

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Net unrealized appreciation options for employer stock

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Using life insurance to maximize after-tax income for beneficiaries

N

Whether to roll their employer plan into an IRA

N

Roth IRA conversions and tax arbitrage strategies

N

Required Minimum Distributions

N

72(t) options

N

Strategies for beneficiary withdrawals under the SECURE Act

N

Understanding beneficiary options for employer plans vs. IRAs

N

Setting up trusts as IRA beneficiaries

N

Coordinating your beneficiary designations with your estate plan

N

When to split your IRA into multiple accounts

N

Net unrealized appreciation options for employer stock

N

Using life insurance to maximize after-tax income for beneficiaries

Ed Slott Elite IRA Advisor Member

Ed Slott’s Elite and Master Elite IRA Advisor Group is an exclusive organization of financial advisors dedicated to being leaders in the IRA industry. Because being one of the best in the business requires an enormous amount of ongoing education, time and effort, Ed Slott created Ed Slott’s Elite and Master Elite IRA Advisor Group™ as a single resource to equip dedicated retirement professionals with up-to-date tools and resources to help their clients.

As a member of this truly elite group of advisors, Mr. Stallcop meets twice a year with Ed Slott to keep up on the latest IRA distribution and planning strategies. In addition, Sherpa Wealth Strategies is in constant contact with Ed Slott’s technical experts on specific situations. The Slott organization sends our office frequent updates and alerts when there is a court decision on retirement or tax cases.

Sherpa Wealth Strategies Is an Ed Slott Elite IRA Advisor Member

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