Sherpa Wealth Strategies Financial Planner in Bend, Oregon

Social Security Planning

For many retirees, the single most important choice they face is when to start taking Social Security benefits. There’s no easy answer, and the kind folks at the local Social Security office aren’t equipped to help you decide. While they can tell you what benefits you are eligible for today, they know nothing about your overall financial picture.

At Sherpa Wealth Strategies, we specialize in Social Security planning. We make it our mission to help you make the most of your Social Security benefits. We seek first to understand your financial resources, family situation and expected longevity (trust us – it’s probably longer than you think).

We then use specialized software to help you develop different scenarios, taking into account:

How long you plan to work and how much you plan to earn
The difference in lifetime earnings for you and your spouse
The difference in your ages and health
Benefits for divorced and widowed spouses
Survivor benefits for widows and children

We can help you decide whether to:

Claim early, at age 62
Wait until your Full Retirement Age (usually age 66 to 67)
Delay benefits to age 70
Take your own benefit or a spousal benefit and when
Claim benefits based on a prior marriage

We can also help you create a plan to fill the income gap if you decide delay your Social Security benefits.

Making the wrong choice on Social Security can cost you hundreds of thousands of dollars over your lifetime. It’s too important to leave to chance. We can help you create the Social Security plan that’s right for you.


  (541) 633-7728

   (541) 633-7759

   [email protected]

    444 NE Norton Ave. #101,
       Bend OR 97701

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